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As more lenders have moved online, getting a mortgage is now easier than ever. But with so many online mortgage lenders to choose from, it can be hard to know which lender is right for you.
Online lenders offer all kinds of features that make the process of applying for and closing on your mortgage super convenient; often, you can apply with these lenders on your mobile device in just minutes.
Guild Mortgage is our favorite lender for first-time homebuyers, thanks to its flexible credit requirements and easy online process. It offers a huge range of mortgages, making it a good option for many types of borrowers.
Details
Minimum Down Payment
3%
Types of Loans Offered
Conforming, jumbo, FHA, USDA, VA, reverse, renovation, manufactured, bridge, energy-efficient, doctor, 3-2-1 Home Plus, Payment Advantage, ITIN
Editor's Rating
4.63/5
4.63 out of
5 Stars
Pros & Cons
Pros
Offers many unique types of mortgages
Zero Down FHA program
Apply with rental payment history if you have no score
Hybrid closing
Cons
No home equity loan, HELOC, or construction loan
Can't see mortgage rates online
Highlights
More Information
Offers mortgages in every US state except New York and New Jersey
Branches in 32 US states
Show alternative credit data, such as utility bills, to help your application if you have no credit score
Minimum credit score and down payment displayed are for conforming mortgages
Bank of America is a good mortgage lender for borrowers who have a decent credit score. It also has a few strong programs to help first-time buyers afford homeownership, including its new Community Affordable Loan Solution, which lets borrowers get into a home with zero down, no closing costs, and no minimum credit score.
Details
Minimum Down Payment
3%
Types of Loans Offered
Conforming, jumbo, FHA, VA, HELOC, Community Affordable Loan Solution
Editor's Rating
3.75/5
3.75 out of
5 Stars
Pros & Cons
Pros
Offers a conforming, jumbo, FHA, or VA mortgage or a HELOC
If you're a Bank of America Preferred Rewards customer, you can get discounts
Bank offers down payment assistance programs and an affordable mortgage product for first-time borrowers that accepts non-traditional credit
Cons
Doesn't have a USDA or reverse mortgage, home equity loan, or construction loan
Need to have a fair credit score
Can't refinance into an FHA or VA mortgage if you aren't a Bank of America customer
Highlights
More Information
Offers mortgages in all 50 US states and Washington, DC
Branches in 36 states and Washington, DC
If you're already a Bank of America Preferred Rewards client, you could receive a $200 to $600 discount on your loan origination fee
Minimum credit score and down payment displayed are for conforming mortgages
Better Mortgage is one of our best online mortgage lenders. It offers a convenient online experience and lets you easily see personalized rates online. Plus, it has live online chat so you can get your questions answered quickly by a home loan expert. But Better's mortgage offerings are fairly limited.
Better used to advertise that it doesn't charge any origination fees, but that appears to no longer be the case. According to the latest federal data, its average fees are on the high end.
Details
Minimum Down Payment
3%
Types of Loans Offered
Conforming, jumbo, FHA, VA, HELOC
Editor's Rating
3.83/5
3.83 out of
5 Stars
Pros & Cons
Pros
See personalized interest rates online before applying
Get preapproved in 3 minutes
Live online chat
Cons
Only available online
No USDA mortgages
No home equity loan, reverse mortgage, or construction loan
Doesn't accept non-traditional credit
Highlights
More Information
Online-only mortgage lender
Offers mortgages in every US state and Washington, DC
Does not accept alternative data to a credit score — it will complete a hard credit inquiry
Minimum credit score and down payment displayed are for conforming mortgages
Carrington Mortgage Services is our top low credit score mortgage lender, thanks to its low minimum credit score requirements and willingness to work with those who have recent negative events on their credit reports. We especially like that borrowers can get an FHA or VA mortgage from Carrington with a score as low as 500.
Details
Minimum Down Payment
3%
Types of Loans Offered
Conforming, jumbo, FHA, USDA, VA, Carrington Flexible Advantage
Editor's Rating
4.23/5
4.23 out of
5 Stars
Pros & Cons
Pros
Has multiple mortgage options for borrowers with low scores
Flexible credit requirements
Allows recent negative credit events on its Flexible Advantage mortgage
Cons
Not available to residents of North Dakota or Massachusetts
No home equity loans, HELOCs, reverse mortgages, or construction loans
No personalized interest rates shown online
Highlights
More Information
Offers mortgages in all US states except Massachusetts and North Dakota
Accepts alternative forms of credit, such as proof that you pay bills on time, if you have a low/no credit score
Minimum credit score and down payment displayed are for conforming mortgages
Fairway Independent Mortgage is one of Personal Finance Insider's best online mortgage lenders. It's an overall affordable lender with a variety of mortgage options for borrowers to choose from.
Details
Minimum Down Payment
3%
Types of Loans Offered
Conforming, jumbo, FHA, USDA, VA, reverse, renovation, physician
Editor's Rating
4.75/5
4.75 out of
5 Stars
Pros & Cons
Pros
Variety of mortgages and term lengths
Apply with alternative credit score if you have a low/no credit score
Option to close on your loan digitally instead of in person
Cons
No home equity loan, HELOC, or construction loan
Can't see personalized interest rates online before
Highlights
More Information
Offers mortgages in all 50 US states and Washington, DC
Branches in every US state except Alaska and West Virginia
Apply with alternative credit data (such as proof that you pay bills on time) if you have a poor or no credit score
Minimum credit score and down payment displayed are for conforming mortgages
New American Funding is one of our top low credit score mortgage lenders. It's a strong mortgage lender overall, and its buydown loan and I CAN loan make it easy to customize a mortgage to your specific needs
Details
Minimum Down Payment
3%
Types of Loans Offered
Conforming, jumbo, FHA, VA, USDA, reverse, buydown, non-QM, interest only, construction, I CAN mortgage, HELOC
Editor's Rating
4.85/5
4.85 out of
5 Stars
Pros & Cons
Pros
Variety of home loans, including a specialized buydown loan or I CAN loan
Apply with non-traditional forms of credit if you have no credit score
Cons
Not available in Hawaii or New York
Can't explore rates online
Highlights
More Information
Offers mortgages in every US state except Hawaii and New York
Branches in 32 US states
If you have no credit score, you may be able to apply with alternative data such as proof of paying bills on time
A buydown loan lets you pay a fee at closing to get a lower interest rate for the first 1-3 years of your mortgage
I CAN Mortgage provides terms as short as 8 years
Minimum credit score and down payment displayed are for conforming mortgages
Guaranteed Rate is a good lender for several types of home loans, including interest-only mortgages that can be hard to find elsewhere. It also allows you to apply with alternative data if you don't have a credit score.
Details
Minimum Down Payment
3%
Types of Loans Offered
Conforming, jumbo, FHA, VA, USDA, interest-only, refinance
Editor's Rating
4.13/5
4.13 out of
5 Stars
Pros & Cons
Pros
Offers loans in all 50 US states
Many types of mortgages
Accepts alternative credit data if you do not have a credit score
Easy-to-use website
Close digitally, not in person
Cons
No home equity loan, HELOC, reverse mortgage, or construction loan
Can't see personalized mortgage rates online
Highlights
More Information
Available in all 50 US states and Washington, DC
Lender fee of $1,440 that covers application, underwriting, origination, and processing
Apply with alternative credit data, such as proof that you pay bills on time, if you don't have a credit score
Minimum credit score and down payment displayed are for conforming mortgages
Rocket Mortgage, formerly known as Quicken Loans, is a strong lender in general and our "best overall" pick for the best mortgage refinance lenders. It's a great option if you're comfortable applying online and have a good credit score.
Details
Minimum Down Payment
3%
Types of Loans Offered
Conforming, jumbo, FHA, VA, ONE+, Purchase Plus, BorrowSmart Access, home equity loan
Editor's Rating
4.58/5
4.58 out of
5 Stars
Pros & Cons
Pros
Affordable mortgage programs
Quick, user-friendly online experience
Terms as short as eight years
Offers mortgages in all 50 US states and Washington, DC
Cons
Can't speak to an employee face-to-face (although you can talk via live chat or over the phone)
No USDA loan, HELOC, reverse mortgage, or construction loan
Can't apply with alternative credit data (like utility bills)
Highlights
More Information
ONE+ mortgage allows 1% down payments; Purchase Plus includes a lender credit up to $7,500; BorrowSmart Access offers a $3,000 credit
Minimum credit score and down payment displayed are for conforming mortgages
Offers homes loans in all 50 US states and Washington, DC, but there are no physical branches
You can't apply with alternative credit data, such as utility bills — Rocket Mortgage will do a hard credit pull
Chase Mortgage is one of the best mortgage lenders overall, offering products for many different types of borrowers, including low-income households. It also ranks high in customer satisfaction.
Details
Minimum Down Payment
3%
Types of Loans Offered
Conforming, jumbo, FHA, VA, Chase DreaMaker
Editor's Rating
4.5/5
4.5 out of
5 Stars
Pros & Cons
Pros
Ranks high in customer satisfaction
The Chase DreaMaker mortgage is a good option for lower-income borrowers
Advanced tool for seeing personalized rates and payments
Cons
No USDA loans, home equity loans, reverse mortgages, or construction loans
Doesn't accept alternative forms of credit
High credit score requirements
Highlights
More Information
Offers home loans in all 50 US states and Washington, DC
Branches in 48 US states
Does not accept alternative credit data, such as proof of paying bills on time, in lieu of a credit score
Minimum credit score and down payment displayed are for conforming mortgages
Citizens Bank is a solid lender for borrowers who like to have human assistance as they go through the mortgage process, as its live online chat feature makes it easy to connect with a loan officer who can answer your questions.
Details
Minimum Down Payment
3%
Types of Loans Offered
Conforming, FHA, VA, jumbo, construction-to-permanent, HELOC, Destination Home Mortgage
Editor's Rating
3.63/5
3.63 out of
5 Stars
Pros & Cons
Pros
Live online chat
Borrowers in certain areas can get down payment assistance
Get a rate discount for setting up automatic payments
Cons
Ranks below average in customer satisfaction
Lender fees aren’t listed online
Only shows a couple sample rates
You need a 620 score to get an FHA or VA loan
Highlights
More Information
Available in all 50 states and Washington, DC
Minimum credit score and down payment displayed are for conforming mortgages. Non-first-time homebuyers must put down at least 5%.
Best Online Mortgage Lenders Frequently Asked Questions
What is an online mortgage lender?
An online mortgage lender is one that lets you do most (or all) of the mortgage application process online. Some even let you close digitally. There are online-only lenders, like Better.com and Guaranteed Rate, but many large brick-and-mortar lenders have also started adding robust online features.
What type of online mortgages can I get?
Online mortgage lenders offer all of the same mortgages as traditional, brick-and-mortar lenders. Your exact options will depend on the lender, though. We've listed which types of home loans each of our top picks offers under its section.
Are online mortgage lenders cheaper?
Not necessarily. Each lender charges different fees and interest rates, but those numbers aren't directly related to whether it's an online or physical business. Applying for preapproval with multiple lenders before shopping for homes can give you an idea of which will give you the best deal.
Guild Mortgage is one of our favorite mortgage lenders for a lot of different situations, because it has multiple home loans for borrowers in different situations. It also accepts non-traditional credit, such as rent or utility payment history, from borrowers with no score.
Guild Mortgage can help connect you with down payment assistance programs in your county, making it a particularly good choice for first-time homebuyers and others having trouble coming up with a down payment. It also offers a hybrid digital closing option and has an A+ rating from the BBB.
What to look out for: This lender doesn't display sample rates online, making it difficult to gauge what you might pay.
Best for Low-Income Borrowers
Bank of America
Bank of America is a good mortgage lender overall, and its Community Affordable Loan Solution is an extremely affordable mortgage option for low-income borrowers in eligible areas.
When you get a mortgage with this lender, you may be able to get up to $7,500 in closing cost assistance and up to $10,000 in down payment assistance. If you already have an account with Bank of America, you may be able to get a discount on your origination fee.
With its Community Affordable Loan Solution, you could get a zero-down mortgage with no closing costs and no minimum credit score required. But this mortgage option is currently only available in a handful of cities.
Bank of America ranked above average in J.D. Power's customer satisfaction study.
What to look out for: To qualify for Bank of America's Community Affordable Loan Solution, you'll need to live in a "designated market," which includes some historically Black and Hispanic neighborhoods in Charlotte, Dallas, Detroit, Los Angeles, and Miami. You'll also need to meet income limits.
Best for First-Time Homebuyers
Better Mortgage
Better is a great option for those who are new to the homebuying process, with live online chat and a fast, simple application process.
What to look out for: Better has a B rating from the BBB due to complaints filed against the business. It also ranked below average in J.D. Power's 2022 customer satisfaction study.
Best for Low Credit Scores
Carrington Mortgage Services
Carrington Mortgage Services is a strong option for borrowers with bad credit. It accepts credit scores as low as 500 and accepts borrowers who have recent negative events (such as bankruptcy) on their credit reports.
Its Carrington Flexible Advantage mortgage is available to borrowers with scores as low as 550 or negative credit events like bankruptcy on their credit reports. Borrowers can get a government-backed loan from this lender with scores as low as 500.
What to look out for: Carrington doesn't lend in Massachusetts or North Dakota. It also doesn't show its rates online.
Carrington has an NR, or "no rating" from the BBB because the lender is in the process of responding to previously closed complaints. Additionally, in November 2022, the Consumer Financial Protection Bureau ordered Carrington to pay $5.25 million in fines for supposedly violating borrowers' CARES Act rights. The CFPB claims that the lender misled borrowers seeking CARES Act forbearance and denied them key protections provided by the pandemic-era law.
Best for Remote Closings
Fairway Independent Mortgage Corporation
Fairway Independent Mortgage Corporation provides many types of home loans and has several term lengths to choose from. It also allows borrowers to have hybrid or fully remote closing experiences.
If you're looking for a faster, streamlined closing experience, you might find Fairway Independent's digital closing option attractive. It's also a solid option if you need a renovation loan.
This lender ranked No. 4 on J.D. Power's 2022 study.
What to look out for: Fairway Independent doesn't show any rates online, not even sample rates. To see what rate you might pay with this lender, you'll need to talk to a loan officer or apply for preapproval.
Best for Exploring Rates
Guaranteed Rate
Guaranteed Rate is a good lender for several types of home loans, including interest-only mortgages that can be hard to find elsewhere. It also makes it easy to see customized rates and potential monthly mortgage payments across multiple loan options.
Guaranteed rate is an overall strong online lender, particularly for borrowers looking for a digital closing option. You may also be able to use non-traditional credit (such as rent or utility payment history) to qualify with this lender if you don't have a credit score.
This lender ranked above average on J.D. Power's annual study.
What to look out for: Digital closing option is not allowed in all states.
Best for Government-Backed Loans
New American Funding
New American Funding is a strong mortgage lender overall, particularly for FHA, VA, or USDA loan borrowers. Plus, its buydown loan and I CAN loan make it easy to customize a mortgage to your specific needs.
New American Funding offers all three of the most popular government-backed mortgages to borrowers with lower scores (you'll need a 580 score to get an FHA or USDA loan, while VA borrowers can have "less than perfect" credit, the lender says).
Its I CAN mortgage is also a good option for borrowers who want to tailor their term lengths to their exact needs. With this mortgage, you can pick any loan term from eight to 30 years.
What to look out for: It currently doesn't originate mortgages in Hawaii or New York. You also won't be able to see customized rates online.
Best for Refinancing
Rocket Mortgage
Rocket Mortgage is a good option for refinancing your mortgage thanks to its simple application process and great customer service.
Rocket Mortgage ranked as the top lender for customer satisfaction from J.D. Power in 2022. It provides a quick, easy online experience and offers mortgages with terms as short as eight years.
Rocket also recently started offering a few different affordable mortgage options, including its ONE+ mortgage, which combines a 1% down payment with a 2% grant from the lender.
What to look out for: Its loan options are relatively limited, and it doesn't have any in-person branches. You'll also need to earn 80% or less of the area median income to qualify for a ONE+ mortgage.
Best Big Bank
Chase
Chase is an overall affordable mortgage lender, and is a good option for borrowers who want both the convenience of a big bank and the ease of an online application process.
Chase offers robust rate customization tools that let you see personalized sample rates without having to provide contact information. It also offers multiple types of assistance that can help low-income or first-time homebuyers afford a home, including its affordable DreaMaker mortgage and down payment assistance up to $5,000.
This lender ranked No. 2 in J.D. Power's annual study.
What to look out for: To qualify for a DreaMaker mortgage, you'll need to meet income limits.
Best for Live Online Chat
Citizens Bank
Citizens Bank is a solid lender for borrowers who like to have human assistance as they go through the mortgage process, as its live online chat feature makes it easy to connect with a loan officer who can answer your questions.
Citizens is another good lender for affordable mortgage features. It offers down payment assistance in certain areas and its Destination Home Mortgage allows 3% down payments with no monthly mortgage insurance.
What to look out for: Citizens Bank ranks slightly below the industry average in J.D. Power's 2022 study.
How to Choose an Online Mortgage Lender
Online mortgage lenders often advertise a quick, convenient mortgage process and beneficial extra features like live online chat. But remember that once you've closed on your loan, even the most high-tech mortgage application won't make up for a mortgage payment that costs more than it needs to.
When it comes to comparing lenders, the most important things to look at are the rate you're offered and the fees you'll pay. Everything else is just icing on the cake. Be sure to get preapproved with at least two or three lenders so you can compare offers and ensure you're getting the best deal.
Other Online Mortgage Lenders We Considered
We evaluated over two dozen mortgage lenders before picking our favorites. Here are the other lenders we looked at and reasons they didn't make the cut:
Navy Federal Credit Union: Navy Federal does have a good online application process, but membership is limited to certain people.
Pentagon Federal Credit Union: If you have a 650 credit score, PenFed offers $500 to $2,500 in lender credit for all members, depending on how much you borrow. The credit union doesn't have FHA or USDA mortgages, though.
LoanDepot: LoanDepot is a solid lender, but it doesn't have any features that set it apart from the crowd.
Wells Fargo: Wells Fargo has had multiple public controversies over the past few years regarding claims of racist lending practices, creating fake bank accounts, and charging customers for insurance products they didn't sign up for.
Caliber Home Loans: Caliber is a strong lender, but there are no standout features.
Truist: Truist has a good low down payment option with no mortgage insurance, but it only ranks average in J.D. Power's annual survey.
Veterans United: Veterans United offers several types of mortgages, not just VA mortgages. It's difficult to find information for non-VA mortgages on its website, though.
CMG Financial: CMG has unique grant opportunities and mortgages. They could be good options, but these programs aren't for everyone.
Flagstar Bank: This lender offers several types of home loans, but none of its features make it stand out.
Movement Mortgage: Movement Mortgage will process your mortgage within seven business days, so it's a good option if you're in a hurry.
Ally: Ally has a fully online process, but the bank only has conventional mortgages.
NBKC Bank: NBKC is a solid mortgage lender, but it didn't have as many standout features as the lenders we included.
US Bank: This bank ranked low on J.D. Power's annual study.
Things to Consider When Choosing an Online Lender
Here are some questions to think about as you search:
Which lenders offer the mortgage I'm looking for? Some online lenders have limited mortgage options. If you're looking for a specific type of mortgage such as an FHA mortgage, be sure the lenders you're considering offer them.
What features and benefits are most important to me? Do you just want the lowest rates? Good customer service? Easy-to-use digital tools? Finding a lender that offers the amenities you want will help you have a better experience.
What fees do they charge? Many lenders charge lender fees, such as application or underwriting fees, that you'll pay as part of your closing costs. These fees can vary, so it's important to compare both rates and fees from any lenders you're considering.
Do they offer mortgages in my state? Online lenders aren't always licensed to originate mortgages in all 50 US states.
What down payment do they require? Some lenders will allow you to put down as little as 3% on your mortgage, while others have higher minimum down payments.
What has others' experience been? Reading online customer reviews can help you get an idea of how satisfied borrowers are with a particular lender. You can also check out J.D. Power's annual ranking of the top lenders in customer satisfaction.
Why You Should Trust Us: Experts' Advice on Choosing the Best Online Mortgage Lender
To help you learn more about homebuying, mortgages, and lenders, four experts weighed in:
Here's their advice about how to evaluate mortgage lenders, and how to decide which type of mortgage is best for you. (Some text may be lightly edited for clarity.)
What factors should someone take into consideration when choosing a mortgage lender?
Anthony Park, author:
"The canned answer is to just go with the lowest rate. However, you also want to take into account who's going to serve your loan best. Are repayments going to be easy for you? Who is most likely to be able to help you if you need to take out a HELOC or refinance later, versus somebody who's more of a one-off type?
"They may have the lowest rates to get you involved, but they might have very, very little hand holding after the fact. I wouldn't recommend paying an exorbitant amount more for potential services in the future, but just don't always necessarily go with the rock-bottom lowest rate. There's sometimes a cost with that."
Molly Grace, Personal Finance Insider:
"Remember that you're not just choosing a mortgage lender — you're also building a homebuying team. To snag the home you want in this competitive market, you need a lender that can move quickly and has good communication with you and your real estate agent.
When I was looking for a house, I was able to text my loan officer (whom my real estate agent recommended) and get quick replies when I had questions or needed an updated preapproval letter for an offer. As you compare lenders, pay attention to how responsive they are, and ask your agent if they have any experience with the lenders you're considering."
How can someone decide between a conventional mortgage vs. a government-backed mortgage?
Molly Grace, Personal Finance Insider
"An FHA mortgage is a really helpful option for borrowers with low scores or kind of rocky credit histories. But if you have great credit, you may get a better rate and pay less for mortgage insurance on a conventional mortgage.
VA mortgages are really great deals. If you qualify for one, you should definitely go for it. You get zero down with no mortgage insurance — plus some of the best rates available."
Julie Aragon, Aragon Lending Team:
"The most common government loan that's widely available to almost everyone is the FHA loan. There's a couple of reasons why somebody would go with FHA instead of conventional one. Their credit is a little on the crummy side, let's say below 700. You can get conventional with down to a 620 score, but the mortgage insurance gets really expensive. FHA doesn't discriminate — no matter how perfect or crappy your credit is, the mortgage insurance is the same."
How can someone know whether they're financially ready to buy a home?
Lauryn Williams, CFP:
"You should have funds left over after everything is said and done as it pertains to purchasing the home. So if you don't have an emergency fundplus a down payment, you're probably not ready to purchase a home. Another thing I think about is credit card debt. While you can be approved for a mortgage with credit card debt and student loans and very little cash on hand, you put yourself in a very risky situation."
Molly Grace, Personal Finance Insider
"You have to be ready to dedicate a chunk of your budget to homeownership — and I don't mean your mortgage payment. When you own your house, there's always something that needs taking care of, especially in the first year. We got to our new house on moving day to find that the A/C was out. We paid $700 to have it fixed."
Methodology: How Did We Choose the Best Online Mortgage Lenders?
We considered lenders that let you do most of your application process online, and many of them help you track your payments and balance online. To choose the best online mortgage lenders, we evaluated the following factors:
Loan types. Did a lender offer several types of loans to suit customers' needs, such as conventional loans, government-backed loans, and home equity loans?
Affordability. We looked at lenders' minimum credit scores and down payment amounts. We also checked whether they offer government-backed loans, which can be more affordable for borrowers with less-than-perfect financial profiles. Finally, we looked at whether they have flexible credit requirements on any of their mortgages. This includes allowing borrowers to have recent negative events on their credit reports or accepting non-traditional credit from those with no credit score.
Ethics. Each of our top picks received a B or higher from the Better Business Bureau, which measures companies' trustworthiness. We also considered any public controversies in the last three years.
Laura Grace Tarpley (she/her) is a personal finance reviews senior editor at Insider. She oversees coverage about mortgage rates, refinance rates, lenders, bank accounts, investing, retirement , and borrowing and savings tips for Personal Finance Insider. She was a writer and editor for Insider's "The Road to Home" series, which won a Silver award from the National Associate of Real Estate Editors. She is also a Certified Educator in Personal Finance (CEPF).She has written about personal finance for seven years. Before joining the Insider team, she was a freelance finance writer for companies like SoFi and The Penny Hoarder, as well as an editor at FluentU. You can reach Laura Grace at ltarpley@insider.com.Learn more about how Personal Finance Insider chooses, rates, and covers financial products and services »
Molly Grace is a reporter at Insider. She covers mortgage rates, refinance rates, lender reviews, and homebuying articles for Personal Finance Insider.Before joining the Insider team, Molly was a blog writer for Rocket Companies, where she wrote educational articles about mortgages, homebuying, and homeownership.You can reach Molly at mgrace@insider.com, or on Twitter @mollythegrace.
Elias Shaya is a junior compliance associate on the Personal Finance Insider team based in New York City.Personal Finance Insider is Insider's personal finance section that incorporates affiliate and commerce partnerships into the news, insights, and advice about money that readers already know and love. The compliance team's mission is to provide readers with stories that are fact-checked and current, so they can make informed financial decisions.The team also works to minimize risk for partners by making sure language is clear, precise, and fully compliant with regulatory and partner marketing guidelines that align with the editorial team. Elias is the point person for the loans sub-vertical and works with the editorial team to ensure that all rates and information for personal and student loans are up to date and accurate.He joined Insider in February 2022 as a fellow on the compliance team.Elias has a Bachelor of Science in International Business from the CUNY College of Staten Island. Prior to joining Insider, he volunteered at the New York Presbyterian Hospital, where he worked with the biomedical engineering department. In his spare time, Elias enjoys exploring new restaurants, traveling to visit his family in Lebanon, and spending time with friends.
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