Certificate of Deposit
3 reasons I pulled my money out of stocks and put it into a high-yield CD
I wasn't able to give my stock portfolio the attention it needed, and I didn't know how to make good stock purchases. I'm much happier with my CD.
Best CD Rates of September 2023 (Up to 7.19% APY)
Find the best CD rates for terms from 3 months to 5 years. Our list includes FDIC-insured or NCUA-insured CDs paying up to 7.19% APY. Start saving today.
I'm 'laddering' my CDs to earn the most on my savings
A CD ladder helps me take advantage of the best CD rates without having to go too long if I need to access some of the funds.
Best 3-Month CD Rates for September 2023 (Up to 5.65%)
Discover the best 3-month FDIC-insured CD rates at online and brick-and-mortar banks. Some CDs pay over 5% APY. Start saving today.
Current BMO Harris CD Rates (Earn up to 5.25%)
Discover BMO Harris Standard, Special, and Alto CD rates. See if BMO could be a good option for getting a CD and what's required to open an account. Start saving today.
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Navy Federal CD Rates (Up to 4.85%)
Navy Federal CD rates are high overall. It's a great option for military families, and you can choose from three types of CDs. Start saving today.
With CDs topping 7% APY, I asked financial advisors for their best tips to earn more on my savings
At the start of the year, I started putting a lot of my savings in CDs. I wanted to know how I could get the most out of CDs, so I asked the experts.
3 ways I use CD ladders to get the most out of my savings worry-free
I don't want to leave all my money in a CD for a year or more and potentially not have access to it — CD ladders make it easier not to worry.
Truist CD Rates Today
Truist CD rates are high for 7-month and 12-month terms, but you'll have to contact a local branch to ask about rates on other CDs. Start saving today.
How much money should you keep in a CD?
Discover tips to help you figure out how much money you should keep in a CD. Learn about a CD's typical minimum balance requirements and penalties.
3 signs you shouldn't move your money, even for a 6% interest rate
CDs and high-yield savings accounts are offering interest rates as high as 6% and 5%, but consider whether opening an account is really right for you.
Some CDs are paying 6% APY. Ask yourself 3 questions before signing up for passive income.
A CD offers a higher interest rate in exchange for leaving funds for a specific length of time. Ask yourself if you need that money in the short term to decide if a CD is right for you.
3 reasons I moved more than half of my cash into a 12-month CD with a 5% APY
I used to spend hours a day researching stocks and cryptocurrency to try to get a good return, but it went poorly. I prefer the guarantee of a CD.
It's not a good time to buy a house, so we're waiting 3 years — and putting $10,000 in a CD until then
We sold our house and moved to a new state, but we're waiting to buy again. A CD is a great way to grow some of the proceeds from the sale until then.
The Fed's nod to the end of its rate hiking cycle could mean 'last call' for savers
Some banks and other financial institutions are listing CD rates at or above 5%, but those may start moving lower soon, says Bankrate.
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Liberty Bank and Trust Review: Black-owned Bank With Solid Rates on CDs
Liberty Bank and Trust is a Southern bank that pays good rates on CDs. Read our Liberty Bank and Trust review to see if the bank may be a good match.
What is a certificate of deposit (CD)?
A CD is a time deposit where you earn interest on money you store in it for a set period of time. But there's a penalty to access funds early.
5 times to consider putting your savings in a CD for at least a year
If you have savings that you know you're not going to spend until a future date, a CD is a good alternative to a high-yield savings account.
What's the difference between a share certificate and a certificate of deposit?
The biggest difference between share certificates and certificates of deposit is that they are offered by different types of financial institutions.
If you've ever considered putting money in a CD, now is probably the right time to do it
Certificates of deposit are a type of savings account with a fixed interest rate and minimal risk. They're popular when interest rates are high.