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Over 30 years, Seven Corners, Inc. has provided travelers with a wide array of coverage options, from comprehensive coverage to standalone policies. The carrier also offers supplemental riders to customize coverage to meet your precise needs.
With that in mind, no matter what type of coverage you're hoping to find, there's a good chance Seven Corners travel insurance will have options to suit your needs. However, before buying any policy, it's crucial to do your research. Find out which protection is best for your trip.
Offering the right coverage is not always the same as paying claims and honoring coverage. In our experience, there's a lot of ground in between. Finding the carrier for your needs means looking at the whole picture. This Seven Corners travel insurance review will give you an overview of what to expect if you choose Seven Corners for your travel insurance needs.
Travel Insurance Plans from Seven Corners
As noted above, Seven Corners Travel Insuranceoffers many travel insurance plans and riders. US residents taking domestic and international trips and non-citizens visiting the United States are eligible for coverage. In addition, the company provides the following:
- Standalone travel medical insurance plans
- Annual plans
- Group plans for ten or more travelers
Each plan features distinct benefits, inclusions, exclusions, and claim limits. So it's vital to read the plan documents thoroughly before you finalize your purchase. However, here is a summary of its core products:
Plan | Meant For | Inclusions |
RoundTrip | Comprehensive coverage for US residents traveling domestically and internationally (Multiple tiers available) |
|
Get Away USA | Coverage for US residents traveling domestically |
(Buyers can add Medical and Baggage Benefits to the policy for an additional cost) |
Wander Frequent Traveler Plus | Annual plan for US residents who intend to go on more than one trip during the calendar year |
|
Inbound USA | Coverage for non-US residents who wish to travel to the United States (Multiple tiers available) |
|
Travel Medical Insurance | Standalone travel medical insurance plan for travelers who don't want other travel insurance coverage (Multiple tiers available) |
(Optional adventure sports coverage available) |
Medical Evacuation and Repatriation | Coverage for student visa holders studying in the US |
|
Additional Coverage Options from Seven Corners
Seven Corners understands there's no one size fits all approach. Even with several customized plans, customers may want combinations not offered. So it allows its customers to extend coverage with a few riders. Riders are additional coverage options travelers can add to a base plan for an additional fee.
- Air Travel Bundle: Trip Delay, Trip Inconvenience, Baggage and Personal Effects, and Baggage Delay
- Medical Bundle: Emergency Medical Evacuation, Repatriation of Remains, and Emergency Accident and Sickness Medical
- Cancel for Any Reason: Covers up to 75% of the nonrefundable insured trip cost
- Trip Interruption for Any Reason: Covers up to 75% of your nonrefundable insured trip cost.
- Rental Car Damage: Covers up to $50,000 in damage to your rental car
- AD&D Other than Common Carrier: Covers up to $20,000
If you're curious about which riders are essential, you might ask other travelers. Personal Finance Insider conducted a 2023 winter travel insurance survey of 971 US adults in December through Momentive AI Audience.
How Much Does Travel Insurance from Seven Corners Cost?
Several factors ultimately determine the cost of travel insurance. A few examples include the trip destination, trip duration, trip cost, age of the travelers, etc.
To better estimate the cost of an average travel insurance plan with Seven Corners, we contacted the company and got a few quotes.
According to its estimates, a 30-year-old spending $3,000 for a two-week trip in Greece will pay $92 for the company's RoundTrip Basic plan. If they want higher coverage limits, the RoundTrip Choice plan is available for $138. Buyers can add optional rental car damage protection for $7 per day.
Meanwhile, a 30-year-old spending $1,500 for a two-week trip in the US could purchase Seen Corner's base Get Away USA plan for just $44. The supplemental medical and baggage benefits are available for $9 and $6, respectively.
Finally, a 30-year-old nonresident traveler coming to the US for two weeks could purchase the Inbound USA Basic Plan, with a $100 deductible and $50,000 medical maximum for only $19.50. The Inbound USA Choice plan offers higher coverage limits and is available for $28.65. Seven Corners notes this pricing is subject to the deductible and medical maximum selected with the plan purchase.
How Do I File A Claim with Seven Corners?
If you need to file a claim with Seven Corners travel insurance, the company makes it easy to get in touch. It provides multiple contact methods, including a text line and WhatsApp number for your convenience.
Here's how to reach customer service or claims:
- Phone (Domestic): 1-800-335-0611
- Phone (International): 1-317-575-2652
- Text: +1-888-655-1402
- Whatsapp: +1-317-430-1140
As part of the claims process, you'll likely be asked to provide supporting documentation for your claim. When you're ready to submit that documentation, you can do so via its claims submission page or by mailing any paperwork to the following address:
Seven Corners, Inc.
Attn: Claims
PO Box 211760
Eagan, MN 55121
One thing to note is the company's claims team may not be as responsive as you might like. Our research found several reviews that mentioned pleasant customer service interactions but extended wait times for claim processing.
Susan Filous wrote on TrustPilot, "They have great customer service but if you happen to file a claim, you will be mothballed and given new requirements to fulfill…I filed my claim in July 2022 and it is still [under review]!"
Another TrustPilot reviewer, Darlene Zimmerman, said, "We cancelled a trip the day before our departure due to Covid. We filed a claim the very next day and it took 6 months."
Compare Seven Corners vs. Allianz Travel Insurance
At first glance, Seven Corners and Allianz are relatively similar. Both companies offer multi-tiered, single-trip, and annual travel insurance plans. Both companies also provide supplemental riders for cancel for any reason coverage and rental car damage protection. In an ideal world, customers of both companies would enjoy more control over coverage amounts and claim limits.
However, at this time, Allianz does not offer group policies. So, if you're planning on traveling with ten or more people, you'll likely be able to get a better deal with Seven Corners. On the other hand, if you're especially concerned about claims processing time, Allianz may be the better bet between the two.
Compare Seven Corners vs. AIG Travel Insurance
Similarly, AIG travel insurance is comparable to Seven Corners. Each provider boasts a comprehensive insurance plan with varying levels of customization. In addition, both providers offer annual and standalone medical travel insurance plans.
Still, there are some differences between the competitors. For its part, Seven Corners offers a plan for non-US residents traveling to the United States. Meanwhile, AIG has a "Pack 'N Go" plan for last-minute travelers who don't need trip cancellation coverage. Both companies have ample opportunities to improve claims processing times.
Compare Seven Corners vs. World Nomads
On the other hand, World Nomads travel insurance and Seven Corners have more distinct differences. While Seven Corners has a wide array of travel insurance plans, World Nomads' selection is more streamlined. To date, it only provides two comprehensive insurance plans, one of which has more inclusions and higher coverage limits than the other.
If you're looking for something other than comprehensive coverage, Seven Corners might be the way to go. If you're okay with all-size-fits-one coverage, World Nomads could be a great option, particularly if you plan on doing any adventure activities while on your trip. For many occasional travelers, bundling to cover bases they might not see is appealing. Of note, adventure sports coverage is included in the World Nomads base plan, while it is only available with Seven Corners for an additional fee.
Methodology
In reviewing Seven Corners travel insurance, we compared it against other popular travel insurance providers within the industry. Specifically, we examined the available plan options, including any available riders, claim limits, coverages, exclusions, and typical policy costs.
Choosing the best policy for you and any co-travelers is about selecting a policy with the right type of coverage and adequate coverage limits. Ideally, you should ensure that it works well in your budget and allows you to submit a claim quickly. You can read more about how we rate travel insurance products here.
FAQs
Seven Corners, Inc. has been in business for almost 30 years and has an A+ rating with the Better Business Bureau. Many customers on sites like Squaremouth and Trustpilot are pleased.
A Squaremouth reviewer named Michael had this to say about his experience with the company, "The agent was very helpful in explaining all the travel insurance options. We were able to select the plan best suited for our trip quickly. Very satisfied."
Likewise, Jason B. told InsureMyTrip about his Liason Travel Plus travel medical insurance plan, saying, "Easy purchase. Great price. The information was emailed instantly and we used the letter of certificate to obtain the visa we needed to enter internationally."
However, reviews on the claims process are mixed.
According to the company's leadership page, Justin Tysdal and Jim Krampen co-founded the company in 1993. Both men still hold Executive Officer positions to this day.
When you need to contact Seven Corners' customer service team, you can reach them at 1-800-335-0611 within the United States or 1-317-575-2652 worldwide.
If you prefer to text, you can also use +1-888-655-1402 to connect with a representative on your mobile device.
Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Read our editorial standards.
Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available.
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