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Using credit card rewards for an all-inclusive hotel stay is the closest you can get to a completely free vacation.
The problem is that no hotel chain has offered a wide variety of all-inclusive resorts to choose from. Brands like Hyatt, Marriott, and Hilton have each possessed only a handful of (often underwhelming) resorts to choose from.
That's no longer the case. Hyatt is now the clear winner for anyone looking for an all-inclusive experience, having added more than 100 properties after absorbing travel and hospitality company Apple Leisure Group in 2021. Since then, Hyatt has been incrementally opening these properties up to its loyalty program — making them bookable with points.
Below is a complete list of all-inclusive resorts you can book with Hyatt points in Latin America and Europe — and the number of points you'll need to do it.
We're focused here on the rewards and perks that come with each card. These cards won't be worth it if you're paying interest or late fees. When using a credit card, it's important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay.
You can now book 100+ all-inclusive resorts with Hyatt points
You might be familiar with Hyatt's popular all-inclusive properties such as the Hyatt Ziva Cancun, Alila Ventana Big Sur, and Miraval Arizona. For years, Hyatt has offered quality all-inclusives — there just haven't been many to choose from.
Hyatt is busily remedying this problem, and has created a new award chart specifically for all-inclusive hotels. Here's what that looks like (prices are for double occupancy).
| Hotel Category | Off-peak award prices | Standard award prices | Peak award prices |
| A | 12,000 | 15,000 | 18,000 |
| B | 17,000 | 20,000 | 23,000 |
| C | 21,000 | 25,000 | 29,000 |
| D | 25,000 | 30,000 | 35,000 |
| E | 35,000 | 40,000 | 45,000 |
| F | 42,000 | 50,000 | 58,000 |
These awards top out at a price significantly higher than any other Hyatt hotel (with the exception of Miraval hotels, which charge up to 72,000 points for double occupancy in a standard room).
Here are all currently bookable all-inclusive hotels in Latin America and Europe, along with their standard award prices.
Caribbean/Latin America
| Hotel | Category |
Zoëtry Agua Punta Cana | C (25,000 points) |
Zoëtry Casa del Mar Los Cabos | C (25,000 points) |
Zoëtry Curaçao Resort & Spa | C (25,000 points) |
Zoëtry Montego Bay Jamaica | C (25,000 points) |
Zoëtry Marigot Bay St. Lucia | F (50,000 points) |
Zoëtry Paraiso de la Bonita Riviera Maya | C (25,000 points) |
Zoëtry Villa Rolandi Isla Mujeres Cancun | C (25,000 points) |
Sunscape Akumal Beach Resort & Spa | A (15,000 points) |
Sunscape Curaçao Resort, Spa & Casino | B (20,000 points) |
Sunscape Dorado Pacifico Ixtapa | A (15,000 points) |
Sunscape Puerto Plata Dominican Republic | A (15,000 points) |
Sunscape Puerto Vallarta Resort & Spa | A (15,000 points) |
Sunscape Sabor Cozumel | A (15,000 points) |
Breathless Cabo San Lucas Resort & Spa | C (25,000 points) |
Breathless Cancun Soul Resort & Spa | C (25,000 points) |
Breathless Montego Bay Resort & Spa | C (25,000 points) |
Breathless Punta Cana Resort & Spa | B (20,000 points) |
Breathless Riviera Cancun Resort & Spa | B (20,000 points) |
Secrets Akumal Riviera Maya | C (25,000 points) |
Secrets Aura Cozumel | C (25,000 points) |
Secrets Bahia Mita Surf & Spa Resort | B (20,000 points) |
Secrets Cap Cana Resort & Spa | C (25,000 points) |
Secrets Huatulco Resort & Spa | B (20,000 points) |
Secrets Maroma Beach Riviera Cancun | C (25,000 points) |
Secrets Moxché Playa del Carmen | C (25,000 points) |
Secrets Papagayo Costa Rica | C (25,000 points) |
Secrets Playa Mujeres Golf & Spa Resort | C (25,000 points) |
Secrets Puerto Los Cabos Golf & Spa Resort | C (25,000 points) |
Secrets Riviera Cancun Resort & Spa | C (25,000 points) |
Secrets Royal Beach Punta Cana | B (20,000 points) |
Secrets St. James Montego Bay | C (25,000 points) |
Secrets St. Martin Resort & Spa | C (25,000 points) |
Secrets The Vine Cancun | C (25,000 points) |
Secrets Vallarta Bay Puerto Vallarta | B (20,000 points) |
Secrets Wild Orchid Montego Bay | C (25,000 points) |
Dreams Acapulco Resort & Spa | A (15,000 points) |
Dreams Aventuras Riviera Maya | B (20,000 points) |
Dreams Bahia Mita Surf & Spa Resort | B (20,000 points) |
Dreams Curaçao Resort, Spa & Casino | B (20,000 points) |
Dreams Dominicus La Romana | B (20,000 points) |
Dreams Huatulco Resort & Spa | B (20,000 points) |
Dreams Jade Resort & Spa | B (20,000 points) |
Dreams Karibana Cartagena Golf Resort & Spa | B (20,000 points) |
Dreams Las Mareas Costa Rica | C (25,000 points) |
Dreams Los Cabos Suites Golf Resort & Spa | B (20,000 points) |
Dreams Macao Beach Punta Cana | B (20,000 points) |
Dreams Natura Resort & Spa | B (20,000 points) |
Dreams Onyx Resort & Spa | B (20,000 points) |
Dreams Palm Beach Punta Cana | A (15,000 points) |
Dreams Playa Bonita Panama | A (15,000 points) |
Dreams Playa Mujeres Golf & Spa Resort | C (20,000 points) |
Dreams Punta Cana Resort & Spa | A (15,000 points) |
Dreams Riviera Cancun Resort & Spa | B (15,000 points) |
Dreams Royal Beach Punta Cana | B (20,000 points) |
Dreams Sands Cancun Resort & Spa | B (20,000 points) |
Dreams Sapphire Resort & Spa | B (20,000 points) |
Dreams Tulum Resort & Spa | B (20,000 points) |
Dreams Vallarta Bay Resort & Spa | B (20,000 points) |
Dreams Villamagna Nuevo Vallarta | B (20,000 points) |
Dreams Vista Cancun Golf & Spa Resort | B (20,000 points) |
| Hyatt Ziva Cancun | C (25,000 points) |
| Hyatt Ziva Los Cabos | B (20,000 points) |
| Hyatt Ziva Puerto Vallarta | B (20,000 points) |
| Hyatt Ziva Riviera Cancun | C (25,000 points) |
| Hyatt Ziva Cap Cana | C (25,000 points) |
| Hyatt Ziva Rose Hall | C (25,000 points) |
| Hyatt Zilara Cancun | C (25,000 points) |
| Hyatt Zilara Riviera Maya | C (25,000 points) |
| Hyatt Zilara Cap Cana | C (25,000 points) |
| Hyatt Zilara Rose Hall | C (25,000 points) |
Europe
| Hotel | Category |
| Alua Atlántico Golf Resort | A (15,000 points) |
| Alua Boccaccio | A (15,000 points) |
| Alua Calas de Mallorca Resort | B (20,000 points) |
| Alua Golf Trinidad | A (15,000 points) |
| Alua Gran Camp de Mar | A (15,000 points) |
| Alua Helios Bay (opening expected May 1, 2023) | A (15,000 points) |
| Alua Illa de Menorca | A (15,000 points) |
| Alua Leo (participation effective October 17, 2022) | A (15,000 points) |
| Alua Suites Las Rocas | A (15,000 points) |
| Alua Tenerife | A (15,000 points) |
| AluaSoul Carolina | A (15,000 points) |
| AluaSoul Costa Málaga | A (15,000 points) |
| AluaSoul Menorca | A (15,000 points) |
| AluaSoul Orotava Valley | A (15,000 points) |
| AluaSun Cala Antena | A (15,000 points) |
| AluaSun Continental Park Hotel & Apartments | A (15,000 points) |
| AluaSun Costa Park | A (15,000 points) |
| AluaSun Doblemar | A (15,000 points) |
| AluaSun Far Menorca | A (15,000 points) |
| AluaSun Helios Beach (opening expected May 1, 2023) | A (15,000 points) |
| AluaSun Lago Park | A (15,000 points) |
| AluaSun Lago Rojo | A (15,000 points) |
| AluaSun Marbella Park | A (15,000 points) |
| AluaSun Mediterráneo | A (15,000 points) |
| Dreams Lanzarote Playa Dorada Resort & Spa | B (20,000 points) |
| Dreams Sunny Beach Resort & Spa | B (20,000 points) |
| Secrets Lanzarote Resort & Spa | B (20,000 points) |
| Secrets Mallorca Villamil Resort & Spa | C (25,000 points) |
| Secrets Sunny Beach Resort & Spa (opening expected May 1, 2023) | B (20,000 points) |
Some of these hotels are an absolute steal. For example, I found dates at the Dreams Los Cabos Suites Golf Resort & Spa which cost $850+ per night for just 17,000 points. Insider estimates Hyatt points value to be 1.5 cents each, on average. But with this redemption, you'd get a value of 5 cents per point.
Many other hotels offer significantly outsized value for your points. For example, standard rates at the Dreams Playa Mujeres Golf & Spa Resort are 25,000 points per night. However, this hotel can cost $700+ per night — giving you a value of 2.8 cents per point.
Earning Hyatt points is easy with credit cards
Hyatt points are some of the easiest rewards to earn thanks to the large number of credit cards that earn Hyatt points.
First, Hyatt offers two co-branded Chase credit cards:
- The World Of Hyatt Credit Card — 30,000 bonus points after spending $3,000 on purchases in the first three months of account opening, and up to 30,000 more bonus points by earning with 2 points per dollar, up to $15,000, on purchases that normally earn 1 point in the first six months of account opening (read our World of Hyatt credit card review)
- World of Hyatt Business Credit Card — 60,000 bonus points after you spend $5,000 on purchases in your first 3 months from account opening (read our World of Hyatt Business card review)
You can also earn Hyatt points by transferring Chase Ultimate Rewards® points to Hyatt at a 1:1 ratio. This means any Chase Ultimate Rewards-earning cards are effectively Hyatt points-earning cards:
- Chase Sapphire Preferred® Card — 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening (read our Chase Sapphire Preferred review)
- Chase Sapphire Reserve® — 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening (read our Chase Sapphire Reserve review)
- Ink Business Preferred® Credit Card — 100,000 points after spending $8,000 on purchases in the first three months from account opening (read our Ink Business Preferred review)
Also, if you have one of the above three Ultimate Rewards cards, you can combine the rewards you earn with any of the below no-annual-fee Chase credit cards, then transfer them to Hyatt at a 1:1 ratio:
- Chase Freedom Flex℠ — $200 cash bonus (received as 20,000 bonus points) after spending $500 on purchases in the first three months from account opening, plus earn 5% cash back on grocery store purchases (excluding Target and Walmart) on up to $12,000 spent in the first year (read our Chase Freedom Flex review)
- Chase Freedom Unlimited® — 1.5% cash back in addition to regular earning on everything you buy up to $20,000 spent in the first year (worth up to $300 cash back) (read our Chase Freedom Unlimited review)
- Ink Business Cash® Credit Card — $750 bonus cash back after you spend $6,000 on purchases in the first three months from account opening (read our Ink Business Cash review)
- Ink Business Unlimited® Credit Card — $750 bonus cash back after you spend $6,000 on purchases in the first three months from account opening (read our Ink Business Unlimited review)
You can also transfer Bilt Rewards to Hyatt at a 1:1 ratio. Those with the Bilt Mastercard® can find this to be one of the best options for redeeming their points.
There are many hundreds of thousands of Hyatt points to be earned between the above cards, meaning you can fund weeks of all-inclusive stays with these welcome bonus offers. For example, by earning the Chase Sapphire Preferred® Card bonus, you could stay three days at the Dreams Sapphire Resort & Spa and save $1,200+.
What you should know about booking all-inclusive hotels with Hyatt points
Hyatt points have become the hands-down most valuable currency for anyone seeking an all-inclusive hotel stay. You can now stay at over 100 all-inclusive properties around the world, including in the Caribbean, South America, and Europe — and there are more to come.
Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Read our editorial standards.
Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available.
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