As a teacher, I made a mistake with my retirement savings that cost me a fortune — but I've finally fixed it
- I started investing in my 403(b) retirement account as soon as I became eligible as a teacher.
- But I invested in expensive mutual funds on the advice of another teacher.
- Now that I know more, I'm investing only in low-cost index funds for retirement.
Best High-Yield Savings Account Rates (up to 5.50%) of September 2023
Discover the best high-yield savings accounts at FDIC-insured institutions. We update our guide daily, and the highest rate now is 5.50% APY. Start saving today.
I didn't think I could afford an electric car, but the $4,000 used plug-in hybrid tax credit meant it could fit my budget
Climate-conscious choices aren't always easy to make, but the tax credit for my used car makes the transition to electric power a win-win.
What is a cash out refinance? How to get money from your mortgage
A cash-out refinance is a type of mortgage that lets you tap into the equity you have in your home. The cash you receive can be used however you like.
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Personal Loan Interest Rates Today, September 4, 2023 | Rates As Low as 4.60%
If you're considering a personal loan and want a competitive rate, Insider did the research to help you find the best rate across the top personal loans available now.
I asked financial planners how to protect my cash during inflation, and got 5 smart pieces of advice
Worried about how inflation will affect your overall financial picture? Start by checking up on your money more often to make changes as needed.
3 reasons I pulled my money out of stocks and put it into a high-yield CD
I wasn't able to give my stock portfolio the attention it needed, and I didn't know how to make good stock purchases. I'm much happier with my CD.
Best CD Rates of September 2023 (Up to 7.19% APY)
Find the best CD rates for terms from 3 months to 5 years. Our list includes FDIC-insured or NCUA-insured CDs paying up to 7.19% APY. Start saving today.
Mortgage Interest Rates Today, September 4, 2023 | Rates Still High Despite Recent Drops
These are today's mortgage and refinance rates. Mortgage rates inched down recently, but they still were around 30 basis points higher in August compared to July.
The best offers from Insider Coupons
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Mortgage Interest Rates Today, September 3, 2023 | Rates Remain Low Compared to Recent Weeks
These are today's mortgage and refinance rates. Mortgage rates fell a bit last week and remain relatively low compared to when they spiked in August.
CD and Savings Account Rates Today | Earn Over 5% on CDs and Saving Accounts
If you're considering opening a savings account or CD today and want a competitive rate, Insider did the research to help you find the best rate across popular savings accounts and CD terms.
I'm 'laddering' my CDs to earn the most on my savings
A CD ladder helps me take advantage of the best CD rates without having to go too long if I need to access some of the funds.
Personal Loan Interest Rates Today, September 2, 2023 | Rates As Low as 4.60%
If you're considering a personal loan and want a competitive rate, Insider did the research to help you find the best rate across the top personal loans available now.
I want to retire a millionaire, so I showed my portfolio to a financial planner and he said 4 mistakes are holding me back
To retire a millionaire, Jen Glantz needs to increase her tax diversification by opening more accounts, and have a plan for future income.
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5 things I wish I knew before buying a home to save money and avoid stress
Be well prepared to take on the home-buying process. Buying a home is more than the down payment and your credit score, and there are many extra costs.
Mortgage Interest Rates Today, September 2, 2023 | Rates Fall to 3-Week Low
These are today's mortgage and refinance rates. After spiking in early August, mortgage rates have trended down recently, and 30-year rates are back below 7%.
SoFi Mortgage Review 2023
SoFi mortgages are a good option for those who want a convenient, completely-online experience with relatively low closing costs. Find your mortgage rate today.
Can you earn 7% interest on a savings account? The fact and fiction of high APYs
A few credit unions pay over 7% interest on an account, but other savings accounts with slightly lower rates will ultimately earn you more money. Start saving today.
Best Home Warranty Companies of September 2023
The best home warranty companies rank high in customer satisfaction and offer a wide variety of coverage options. See which of our top picks is right for you.
Western Alliance Bank Savings Account: What to Know Before Opening an Account
The Western Alliance Bank High Yield Savings Account pays one of the best savings rates out there, and you only need $1 as a deposit. Start saving today.
Best Affordable Mortgages for First-Time Homebuyers
Many lenders offer unique mortgages that allow no down payments and non-traditional credit. Explore our picks from Bank of America, Chase, and more.
Best Bank Account Bonus Offers (Up to $3,000)
You can receive some of the best bank account bonuses by opening a new account, depositing money, and keeping the account open for a few months.
Best Robo-Advisors of September 2023
The best robo-advisors offer low fees, flexible portfolio options, and advisor access. Our September list includes Betterment, Fidelity Go, and more.
Best Home Equity Loan Lenders of September 2023
Our top picks for the best home equity loan lenders allow high CLTVs, charge no fees, and are available nationwide. See which lender is the right choice for you.
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The average American debt by type, age, and state
Here's what the average American owes on mortgages, credit card debt, student loans, and auto loans.
Sallie Mae CD Rates (Earn up to 5.40%)
Sallie Mae CD rates are very high, and there are multiple terms to choose from. They're great options if you have $2,500 for a deposit. Start saving today.
Best HELOC Lenders of September 2023
The best HELOC lenders offer low rates and other affordable features, including minimal fees and high maximum loan-to-value ratios. See our list of the top picks.
LendingClub Bank Review 2023
LendingClub Bank offers savings, checking, and CD accounts. You'll earn 1% cash back on credit purchases if you have $2,500 in your checking account.
PNC Bank Review 2023
Brick-and-mortar locations are convenient, but you'll earn the highest savings APY if you live in a market where there aren't any PNC Bank branches.
Best 5-Year CD Rates for September 2023 (Up to 4.86%)
The best 5-year CD rates pay up to 4.86% APY. Five-year CDs may be a good option for savings you won't need to access in the next 5 years. Start saving today.
Ethos Life Insurance Review 2023
Explore our comprehensive Ethos life insurance review. We cover Ethos' costs and benefits and the expected payout - however, coverage can be limited.
Is the stock market open today? Here's a list of stock and bond market holidays for 2023
Wondering if the stock market is open today? We've listed out both the stock market holidays for 2023, as well as the bond market holidays.
Best 18-Month CD Rates of September 2023 (Up to 5.35%)
The best 18-month CD rates pay up to 5.35% APY We researched over two dozen financial institutions to determine the best CDs. Start saving today.
Best No-Annual-Fee Credit Cards of September 2023
The best no-annual-fee credit cards can earn rewards, just like cards with fees — and they come with valuable benefits that can save you money.
PenFed Gold Visa Card Review 2023
The no-annual-fee PenFed Gold Visa® Card has a terrific intro APR offer on balance transfers and purchases, but you won't earn cash back or points on purchases
Best 1-Year CD Rates of September 2023 (Up to 5.65%)
The best 1-year CDs have an interest rate of up to 5.65% APY. Many of our top picks also have a low minimum opening deposit. Start saving today.
Best Roth IRA Accounts of September 2023
The best Roth IRA accounts are usually free to set up and offer multiple investment types. Our September list includes SoFi, Fidelity, Charles Schwab, and more.
Best Online Financial Advisors in September 2023
To find the best online financial advisors, we assessed fees, minimums, and accessibility. Our September 2023 list includes Betterment, SoFi, and more.
6% Interest Savings Accounts
Looking for a 6% interest savings account? One credit union has a savings account offering over 6% APY on up to $1,000. Find out if you qualify, or find the next best rate for you. Start saving today.
Best IRA Accounts of September 2023
The best IRA accounts offer low fees and DIY or automated options. Our September 2023 list includes Charles Schwab, Fidelity, SoFi, and more. Start investing today.
Best 6-Month CD Rates of September 2023 (Up to 6.50%)
A 6-month CD is a short-term CD that lets you maintain your interest rate for a relatively short period of time. Start saving today.
Best Gold IRAs of September 2023
The best gold IRAs offer copious gold-related benefits. Insider covers the gold IRA pros and cons from investor resources to competitive fees and more. Start investing today.
Axos Business Banking Review 2023
Axos is a good bank for businesses overall. The Axos Bank Basic Business Checking Account is probably its strongest product, with unlimited monthly transactions and unlimited ATM fee refunds.
Best Real Estate Investing Apps of September 2023
The best real estate investing apps in September 2023 have easily met minimum investment requirements, low ongoing fees, and multiple investment options. Start investing today.
PNC CD Rates (Earn up to 5.00%)
PNC CD rates depend on where you live and, in certain cases, how much you deposit. Rates are low overall, except on select promo terms. Start saving today.
Are banks open today? Here's a list of US bank holidays for 2023
Banks and credit unions often close on holidays listed the Federal Reserve System's holiday schedule. Find out if your bank or credit union may be open today.